Glad to hear your daughter walked away from that - these things really are tanks. Note on the agreed value policy, they usually come with restricted use ie no commuting, no driving to school, etc.
I insure my e36 M3 with Hagerty with an agreed value of $20K, but I only use it for cars and...
'03 - '05 LC is the sweet spot. 5sp ZF, side curtain airbags, rear view cam (04+), trans dipstick ('03), glass headlights, big improvement in gauge cluster (compared to '98-'02), no AHC (common on '06-'07), no VVTi, no SAI.
Also, something I admit I've taken for granted, but I'm so impressed that Toyota still manufactures the brake lines on a 25 yr old platform and my indie was able to get the complete set in 2 days.
Well, I may have gotten lucky. My indie found a couple brake lines had corroded leading to loss of brake fluid that set off the ABS BRAKE alarm. Given the age of the vehicle, I decided to bite the bullet and replace all the brake lines. He bled it with techstream and the booster/mc seems OK...
What tools are required to bleed properly? Can it be done the old school way - one guy pumps the pedal while another bleeds air out the nipple at each corner?
This just happened to me last night. '03 with 210K miles. Started the LC and noticed BRAKE light warning on in bottom right of the dash. Thought it was the hand brake. Drove about 8 miles and ABS, VSC, lights turn on accompanied by a high pitched alarm. Pulled into a parking lot and shut...
Well I never said anything about Joe Above Average lol. If you're on this forum, you're not the target market I'm talking about.
Interesting that the poll is at 55/45 Round to Rectangular. Didn't think it would be that close. Looks like Toyota has done a good job attracting both groups.
^ OP said he's looking at '03-'07 which are all 5 speed and NAV. '03 lacks rear view cam, but is last year of trans dip stick making tranny fluid change easy and no AHC (LC). '04-'05 essentially same w/ rear view cam, but sealed trans, no AHC (LC). '06-'07 VVTi with AHC (99%), have some well...
If they salt the roads where you live, I would buy the '04 or at least budget to replace the AHC with stock suspension. If both rigs are non-rusty and they don't salt the roads where you live, then I would buy whichever one is in better overall condition.