Just adding my 2 cents. I've got the TJM 50mm dual rates and I've like them (for the most part). I have no additional armor except sliders, and very little additional weight of any kind. Stock they sit great, just a little tail high.
But add a load and they squat.
I'd say about a 2 inch swing from unladen to one guy and his stuff levels of load. If Im pulling the trailer I lose all 2 inches of lift
I've been asking myself the same questions you have (minus stinkbug cause I don't really care about it). I've come to the conclusion that if you want a spring that rides well and has a fixed ride height regardless of load you are looking at air. plain and simple. What you are asking for in a steel spring isn't really possible.
Here is my thoughts on dual rate springs like the TJM
Pros -
They have a nice unladen ride but I've found that shocks play a huge role here, my ICON VS2.0 have stiffened up my ride considerably over the TJM adjustable dampers.
They flex like crazy and stay in their perches. With the Longer ICON shocks I can flex the rear WAY more than fixed rate coils.
A decent tradeoff between load and ride
Great bottom out characteristics.
Cons-
Dual rate means your shocks work harder, as the bound and rebound rates aren't linear in their travel (or load dependant). Meaning as the spring loads up the 2nd coils there is a heavier rate that the shocks need to be able to damp, but as they unload and the top coils come out of coil bind the rate changes and you find yourself in the wrong damping curve for one of the 2 rates. i.e. you have a soft rate with a great ride that moves around too much laden, or you have a harsh rate unladen with control while laden.
They clank, some spring isolators might help.
They wont respond like a linear spring to load, they will act soft
They are in coil bind (or near) in the soft rate most of the time which makes for a shorter effective spring (acting like a stock height spring with a spacer vs a full height spring).
My plan I think is to find the lightest constant rate coils I can find with a tall free height and put bags in them to control the load. Like a Slinky coil.