How do you think they build these palaces of service departments? The house always wins.
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
This site may earn a commission from merchant affiliate
links, including eBay, Amazon, Skimlinks, and others.
Let the insurance adjuster look at the car and see what he/she says. Tell them you want to keep the car and see what the "buy back' is if they total the car out. It may be around 10% of value of the car. You may get a branded title at that point. There may be ways around that depending on if they say it is totaled.
View attachment 2082124
So, I got sideswiped by a drunk driver on my way home on eastbound Rt. 50 at the exit for the Annapolis Mall. A Chevy Silverado blew by me in the exit lane and then just smashed into my passenger side. He lost control, spun right in front of me as a laid on the brakes, and he came to a stop pointing the wrong way. He then took off down the exit ramp and disappeared.
I called the police, and two other motorists who witnessed it stopped to give statements. Then a woman pulled up who had seen the incident, followed the truck off the exit, and took a photo if its license plate. Fifteen minutes later, the State Trooper asked me to follow him to a Shell right around the corner where they had caught the guy.
View attachment 2082125
He did not pass the sobriety test.
Anyhoo, my dilemma now is that I am sure that my insurance company is going to total to my car as it is not worth much. But I love this car, and I have a put a lot of work into it including turbocharging the motor. It seems to me the only way to keep my handiwork is to buy it back.
Any advice on how to handle the insurance company here?
Let the insurance adjuster look at the car and see what he/she says. Tell them you want to keep the car and see what the "buy back' is if they total the car out. It may be around 10% of value of the car. You may get a branded title at that point. There may be ways around that depending on if they say it is totaled.
Do not hand over the title to anyone and make sure you are comfortable with the settlement before you sign anything.
Glad you’re ok Bart! That coulda been really bad.
Glad you are ok Bart. My cousin and her husband were killed by a drunk driver. Made 6 young kids instant orphans. Hope you can sue him for all he is worth.
View attachment 2082124
So, I got sideswiped by a drunk driver on my way home on eastbound Rt. 50 at the exit for the Annapolis Mall. A Chevy Silverado blew by me in the exit lane and then just smashed into my passenger side. He lost control, spun right in front of me as I laid on the brakes, and he came to a stop pointing the wrong way. He then took off down the exit ramp and disappeared.
I called the police, and two other motorists who witnessed it stopped to give statements. Then a woman pulled up who had seen the incident, followed the truck off the exit, and took a photo if its license plate. Fifteen minutes later, the State Trooper asked me to follow him to a Shell right around the corner where they had caught the guy.
View attachment 2082125
He did not pass the sobriety test.
Anyhoo, my dilemma now is that I am sure that my insurance company is going to total to my car as it is not worth much. But I love this car, and I have a put a lot of work into it including turbocharging the motor. It seems to me the only way to keep my handiwork is to buy it back.
Any advice on how to handle the insurance company here?
Glad you are ok Bart that could have been a lot worse!
@Von Hayek
Just sayin!
View attachment 2082447
I still miss my old turboed NA Miata. One of the most fun and reliable cars I ever owned. It got sideswiped pretty bad as well but not totaled out.
Depending on your adjuster, some of them can be more lenient in the totaling out/value department. A few years ago a similar type of damage was done to one of my parents cars while I was borrowing it. I let him know my parents had recently done a lot of maintenance on it and my parents scanned over some receipts. He cut them a check for about $1500. It was an older scion with about 260k on it. I pulled the fender out with my hands! They kept the money and my dad continued to commute in a clean titled car.