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What kind of restrictions are there when you "register as a classic" and what is a stated value policy? Does this mean you can only drive so many miles in a year? This isn't for getting a "copper plate" is it? Thanks

S34
 
Stated value means if totaled you don't have to agrue over the value. It's already agreed to what insurance is going to pay. Generally means you have to prove your have another DD for every driver in the house hold. On mine I have to keep it in a garage. Not a problem since would do that anyway.
 
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SOLD! SOLD! Before I post these four new tires for $750 including wheels I am offering them for sale to any club member for $500. Tires, wheels, and lug nuts - ready to bolt on. 315s with 16" American Racing wheels. Tires have less than 6k miles on them. Tons of tread, balanced, and nice gun metal wheels. no need for wheel spacers on an 80.
 
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View attachment 1794896 View attachment 1794895 Before I post these four new tires for $750 including wheels I am offering them for sale to any club member for $500. Tires, wheels, and lug nuts - ready to bolt on. 315s with 16" American Racing wheels. Tires have less than 6k miles on them. Tons of tread, balanced, and nice gun metal wheels. no need for wheel spacers on an 80.

Great deal for someone:clap:
 
What kind of restrictions are there when you "register as a classic" and what is a stated value policy? Does this mean you can only drive so many miles in a year? This isn't for getting a "copper plate" is it? Thanks

S34
I found Hagarty to have the least amount of restrictions. Like Living in the Past said, it can't be a DD - that goes for all companies.

Having the CC insurance give you the option of getting a copper plate. Extra $ per year like any custom plate.
 
What kind of restrictions are there when you "register as a classic" and what is a stated value policy? Does this mean you can only drive so many miles in a year? This isn't for getting a "copper plate" is it? Thanks

S34

The restrictions are really set by the insurance company. Mine allows for me to drive it to work as long as it’s not my daily driver, garage storage, limited miles per year. I have my 80 on the same limited use policy now too. I hardly drive either of them, so no issue for me.
 
The restrictions are really set by the insurance company. Mine allows for me to drive it to work as long as it’s not my daily driver, garage storage, limited miles per year. I have my 80 on the same limited use policy now too. I hardly drive either of them, so no issue for me.
I just went thru the debacle of classic car insurance and ended up not getting it. I have no idea why it was so expensive in my case. Hagerty wanted $1,300/yr with a 3k mileage limit and a $15k replacement value. Currently, I just have normal full coverage insurance on it and my policy only went up $85 every 3 months. I need to check with Grundy as well.
 
The restrictions are really set by the insurance company. Mine allows for me to drive it to work as long as it’s not my daily driver, garage storage, limited miles per year. I have my 80 on the same limited use policy now too. I hardly drive either of them, so no issue for me.

Do you have another DD besides the 80 series? Hard to think of 80 series as classics but 91-93 are twenty-five years old.

I just went thru the debacle of classic car insurance and ended up not getting it. I have no idea why it was so expensive in my case. Hagerty wanted $1,300/yr with a 3k mileage limit and a $15k replacement value. Currently, I just have normal full coverage insurance on it and my policy only went up $85 every 3 months. I need to check with Grundy as well.

What vehicle was this on? Have $20K on my 70 FJ40 and isn't that bad. Think around $300 a year. Probably find it even cheaper. If the mileage is a issue then to any insurance it's not going to be a classic. Not sure what mine is at but what ever it is way more than it used.
 
Do you have another DD besides the 80 series? Hard to think of 80 series as classics but 91-93 are twenty-five years old.



What vehicle was this on? Have $20K on my 70 FJ40 and isn't that bad. Think around $300 a year. Probably find it even cheaper. If the mileage is a issue then to any insurance it's not going to be a classic. Not sure what mine is at but what ever it is way more than it used.

My employer provides me a daily driver that we use for everything. I don’t pay for gas or maintenance or insurance on that car, it’s kind of hard to grab the keys to my 12mpg land cruiser when I have to buy that gas. Employer even bought my Mexico insurance and said I could take it down there no problem on my last trip down. Now they have given me a small AWD crossover suv that I can sleep in the back of, having a hard time finding uses that my company vehicle won’t work for.:hillbilly:
 
My employer provides me a daily driver that we use for everything. I don’t pay for gas or maintenance or insurance on that car, it’s kind of hard to grab the keys to my 12mpg land cruiser when I have to buy that gas. Employer even bought my Mexico insurance and said I could take it down there no problem on my last trip down. Now they have given me a small AWD crossover suv that I can sleep in the back of, having a hard time finding uses that my company vehicle won’t work for.:hillbilly:

Hard to find employers who care about their employees anymore. Good for you.
 
Do you have another DD besides the 80 series? Hard to think of 80 series as classics but 91-93 are twenty-five years old.



What vehicle was this on? Have $20K on my 70 FJ40 and isn't that bad. Think around $300 a year. Probably find it even cheaper. If the mileage is a issue then to any insurance it's not going to be a classic. Not sure what mine is at but what ever it is way more than it used.
It’s an 83 FJ60. Well, 3k a year limit is probably an issue, but like 5k or even 7500 would be totally fine. My Lexus is thru progressive, but classic car insurance thru progressive redirects you right to hagertys site. I called progressive, and the guy told me it was because it wasn’t a “safe” car. So I dismissed him and haven’t called back. I mean, it’s not a DD, and is garage kept and I have a spotless record. No idea what gives.
 
In terms of the classic car insurance, restrictions for where the vehicle can be driven and reason for travel also exist in many circumstances. Be sure to have your agent ask the underwriters for the specifics. Know the limitations and risks involved.
 
It’s an 83 FJ60. Well, 3k a year limit is probably an issue, but like 5k or even 7500 would be totally fine. My Lexus is thru progressive, but classic car insurance thru progressive redirects you right to hagertys site. I called progressive, and the guy told me it was because it wasn’t a “safe” car. So I dismissed him and haven’t called back. I mean, it’s not a DD, and is garage kept and I have a spotless record. No idea what gives.

Doubt most classic vehicles are driven more than 250 miles a month. Just about 60 miles a week is a lot. That's driving it pretty regularly. As for not being safe find that interesting. Hagerty offered to insure my FJ62.

In terms of the classic car insurance, restrictions for where the vehicle can be driven and reason for travel also exist in many circumstances. Be sure to have your agent ask the underwriters for the specifics. Know the limitations and risks involved.

I went on the classic run with my 70 FJ40 this year and figured if something happened off road it would be on me. Not that concerned about that since not doing anything would call hard core. More worried about driving to the trailhead which was all the way across town. Just driving north yesterday has someone drive into our lane. Felt safter reacting in our 2nd generation Sequoia than I would have in a FJ40. FJ40 were built for off road not modern freeways and busy city streets.
 
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View attachment 1794896 View attachment 1794895 Before I post these four new tires for $750 including wheels I am offering them for sale to any club member for $500. Tires, wheels, and lug nuts - ready to bolt on. 315s with 16" American Racing wheels. Tires have less than 6k miles on them. Tons of tread, balanced, and nice gun metal wheels. no need for wheel spacers on an 80.

SOLD! SOLD!
 
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Doubt most classic vehicles are driven more than 250 miles a month. Just about 60 miles a week is a lot. That's driving it pretty regularly. As for not being safe find that interesting. Hagerty offered to insure my FJ62.



I went on the classic run with my 70 FJ40 this year and figured if something happened off road it would be on me. Not that concerned about that since not doing anything would call hard core. More worried about driving to the trailhead which was all the way across town. Just driving north yesterday has someone drive into our lane. Felt safter reacting in our 2nd generation Sequoia than I would have in a FJ40. FJ40 were built for off road not modern freeways and busy city streets.

I am right now going through the conversion from conventional home/multiple-auto policy to stated-value policy with Liberty Mutual - but I am not doing this for the sake of avoiding emissions testing, I want the older vehicles insured for what it would cost me to replace them, not some puny Blue Book number

Liberty Mutual doesn't do stated value policies, but their subsidiary company SafeCo does (we previously had the 40 and Blazer insured with them when we had the condo, but when we bought the house, the combined policy made the home insurance part more affordable)

SafeCo wants to know the number of miles a vehicle is driven per year (from past experience, I went for 3000 miles each) - and they want all vehicles insured under stated value to be stored in a locked facility, i.e. garage or somesuch. They are currently asking me to provide multiple pictures of outside, inside, engine compartment, and of the place where each vehicle will live. Once the underwriters get those, they may adjust certain conditions of the policy, or price.

Several other big insurers also do stated-value policies, and the requirements vary slightly by company - Hagerty will not cover vehicles that are being wheeled, so that was not an option for me

funny enough, the stated-value policy comes in lower than what was charged for the three vehicles (40, LX and Blazer) on my conventional home/auto policy with Liberty Mutual, even though Safeco will have to pay out more in case of a claim - I am also able to keep the home/auto combination discount through the conventional insurance with Liberty Mutual that still includes the GX :D
 
Selling some misc Ram Mount items that I no longer need. Used them for a couple of months to mount my iPad and phone but going a different route with mounting.

This https://www.amazon.com/RAM-Mount-Double-Suction-Base/dp/B00IINHWSO/?tag=ihco-20

This https://www.amazon.com/RAM-Mounts-Diameter-Suction-RAM-B-224-1U/dp/B008JGZMZK/?tag=ihco-20



$20 for the double cup mount
$10 for the single cup mount
$5 each for the diamond base 1" balls (pictured)

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I will take the double
 
Hey @Ken in AZ , I tried to PM you but the inbox is full. I'm interested if you still have it.

Thanks,

Matt
Hi Matt - sorry I gave it away at the meeting. Well I did get a 6pack of adult beverage for it.
 
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