insurance

I've read some old threads about this but has anyone had actual success fighting a lowball valuation on a total loss? I have an '06 that was just totaled this past weekend. It has 281k miles but is in excellent mechanical shape and above average physical shape. The adjuster from Progressive...

I have a '92 LC also. I have a regular insurance policy with a mainstream company (Amica) on the 92. I just changed the 1970 to Hagerty. Hagerty has a program where you can retain a totaled vehicle. Amica does not. IN the past I was lowballed on a vehicle that was totaled. Blue book on...

Gents-I've recently moved back to NC, and went through the joys of setting up insurance. It got me thinking, these rigs are getting older, and classic car insurance can be pretty cost effective-but comes with restrictions. What are you all using for an older rig, that still sees trail time?

Did a number on my poor rig. Wondering if I should pull as many parts and replace with stock before insurance picks it up. I’m guessing they will want to total the poor girl. Any suggestions on the best course of action with insurance? There’s a number of nice bits that I could pull. WAT...

My truck was in an accident last with with front end damage and my insurance company want to total it and value it at $6700. Looking for advice on how to proceed and if my thinking is correct. Feel free to dive into my ADHD story or ignore it! I have dug around the site for a week and found...

Happy Turkey Day! Recent Deer strike left my7 driver side front end smashed up. Air bags did not go off, all damage seems to localized to driver side front end. Insurance said it doesn't cover deer strike so I'm SOL. I've been round and round with the insurance, now looking for out of pocket...

i hit a deer this AM, which i figured it was only a matter of time in my area. i've hit one before in another vehicle. we have had them bounce off the sides of more than one cars as well. it took a real good hit on the low passenger side bumper. immediate heavy grinding and nasty sounds which...

I was sitting in my Cruiser letting it idle to warm it up. Long story, but I apparently had a fuel leak that ignited. The engine compartment is burned. All the wiring and everything rubber and plastic under the hood is gone. Damage inside the cab does not seem all that bad. The dash pad is...

Anyone have anything like classic auto insurance for their 100 for an agreed value? Ours is a '99 and getting close to what our state considers an antique. Our typical car insurance won't do an Agreed Value. I have an '85 CJ7 that I've set up with a Classic Car insurance for an Agreed Value...

Hey all, Lady from down the street rammed my cruiser as it was parked out front. Damage looks fixable, but wanted to ask if anyone has advice as far as “unseen damage.” Doesn’t look like I have frame damage from a quick look, but is drivetrain damage likely? Car was in park and got pushed...

I have a kzj95 that Statefarm said they would insure for $204/6month, but now they are going back on that and asking for $1.5k. I think they are classifying it wrong, what is your 90 described as on your insurance card? For example, mine is listed as a "1996 Land Cruiser Sport WG".

Let these pictures be a reminder to you fellas that are out there, driving your vehicle like a sports car, all over the interstate, like you are auditioning for the next "Fast & Furious" movie, cutting people off, that it's not worth it. Luckily nobody in any of the 3 vehicles that were...

My 1996 LX450 with 350,000 miles in rough condition was involved in an accident involving the front and rear bumpers. I wasn’t at fault, but the insurance company has declared the vehicle a total loss. Unfortunately, they claim the actual cash value is only $1,200. I’m looking for some help to...

So, after a looooong process with insurance, the damage my 200 sustained at HWM will be fully covered and the rig is not totaled. I've considered a million options and have decided to just fully repair repair it as it is only costing me $500 and calendar time. Its going to take about a month...

Hi all, Picking up my first LC, a 60 series in LA on Tuesday. Gotta find an insurance policy, wanting to get off my parents plan too. Starting fresh so any provider or policy advice would be great. Don’t want anything too expensive I don’t think?

Hey guys, I am buying a repowered 62 and want to get agreed value for the vehicle. I intend it to be my daily driver. For those guys that have 60's worth much more than what KBB would give them, or have been modified, what are you doing about insurance? I've only found one carrier and its all...

As some of you know, I had difficulty, and then success with getting an insurance policy on my HDJ-80 a while back. For some who did not read my original thread, I had to resort to a different company to insure the rig, and they activated a policy within an hour. Well, a couple of weeks ago, I...

Fellow Cruiserheads, Ok, a bit of a backstory. I came across a '91 HDJ-80 on Craig's List, and was very intrigued. Interestingly enough, it was advertised by a member on here, Chris Spaulding. I saw and drove the truck, made the deal, and had the truck transported down to Charlotte. I...

Hey guys, I am tired of this dog of a motor and am thinking of doing the 5.3 LS swap this summer, and having Proffits in Delta, CO do it for me since I do not have the time, patience, tools, or garage to do it myself. Also at this time I'll be swapping in a like-new powdercoated frame and EMU...