This is beginning to read like a can-o-worms, so, let's verify that you do indeed have a blown head gasket. There is a kit for checking the antifreeze and / or oil for the presence of one or the other mixed together, white smoke is certainly a clue, but, not knowing your location other than near the Mississippi, it could be cold out, and the smoke is during initial start up?
Ockham's razor applies here. Great wisdom in the upthread posts, and one possible strategy is to get a loaner vehicle to use while the Cruiser is being attended to. This forum has deep resources to help you fix the engine, the drivetrain, et cetera. I did a head gasket replacement on my first FJ40 as a college student waaay back in 1984, when people were semi-(mostly) hostile to the idea of Japanese trucks in Montana lol.
Helluva learning experience.
Let's see if we can get it back running, without drastic measures and fear of the worst!