That is my bet for the 5th gen 4runner. We bought a PRO last year as my wife's car and hope to drive it for the next 10 years and lose very little money. I guess we will see...I knew when those were discontinued that they would do something like that.
As for the HE, I did know it would be special in 2020, but did not have the guts to stomach paying $90kplus for a car. Big mistake.
At least it was a CPO.