Correct me if I'm wrong, but the LC/LX is like many/most other vehicles in that the condition of the timing belt cannot be checked visually—unlike a serpentine belt—without some disassembly of the engine. And then, you may as well replace it.
At this point, I feel like we should take up a collection for willgabriel and help him pull the trigger. I bought my '03 in May, and not a day has gone by that I didn't question if I could have paid less. But, I feel I paid a fair price, and I have been able to enjoy it—even when it's parked in the garage—every day since. YMMV.
Ya, the 4.7 is not free wheeling so you HAVE to do the belt.
That's my point in all of this. If it's a stretch for a buyer to "do it all (90K service)" when they buy the vehicle, then they don't have to. They can do the T-belt and wait on the rest. If they have the dough...they can do it all.
I know this is "rediculous".