I have a 1975 landcruiser located in NC at a vacation home that I have only insured for liability. I have upgraded it a bit over the last few months and its value at least to me in regards to replacement has gone up significantly. I am worried that it might be stolen. I would like to insure it against theft at least commensurately with the cost of the parts I put into it-the blue book is only 700 dollars. I have put thousands into it. I have read some entries regarding insurance cost in the forum but have seen no indication about how you obtained it to cover an obviously more valuable vehicle. Can any of you tell me how you got underwritten-did you have an appraisal done to validate an agreed upon value or did you assert a value and agree to pay insurance to that level. Any help would be appreciated.
