Declared value insurance policy

[MACFJ60]

Shopping around for new insurance since the 100 is no longer my daily. I called Hagerty and they told me they don't cover cars that go offroad, so looks like that's no longer an option?
I saw in another post that USAA covers offroad damage but am unsure of that. I have USAA now, but the rates keep going up and up.
I'd really like a declared value policy as it would cost me quite a bit more than the KBB of a 100 now to get all the mods I've put into mine.

Will also look into Grundy and Safeco.

Please report back what you find out. The 100 series is not my daily and I’m curious the options for stated value. I’m also currently with USAA and will look into the 120% value policy.

 

[Hundo]

Shopping around for new insurance since the 100 is no longer my daily. I called Hagerty and they told me they don't cover cars that go offroad, so looks like that's no longer an option?
I saw in another post that USAA covers offroad damage but am unsure of that. I have USAA now, but the rates keep going up and up.
I'd really like a declared value policy as it would cost me quite a bit more than the KBB of a 100 now to get all the mods I've put into mine.

Will also look into Grundy and Safeco.

I’d used Hagerty for my Jeep with an agreed value for years but this is no longer an option. Just switched to farmers for everything and we no longer have any agreed value policies. I will keep shopping around.

 

[imperium]

Grundy is a dead end. They told me they won't cover the LC because it's not a collectible and they won't insure my other car as well because you need to have at least three cars and I have two.

It looks like agreed upon value isn't really a thing on "newer" cars?

 

[frawstme]

I use American modern. I told them it was worth $30k and that's what they insured it for.

It's $414/year for me, one driver with clean driving history. No additional coverages like windshield or towing.

 

[JJ_SC]

For what it's worth, I have mine insured with Hagerty for a declared value. I have two other cars with them, also declared value. I had to make a claim on one of them and it was easy and fair.

 

[imperium]

I use American modern. I told them it was worth $30k and that's what they insured it for.

It's $414/year for me, one driver with clean driving history. No additional coverages like windshield or towing.

I'll give them a call. I'm currently going through options with AAA and it's looking like Safeco (Liberty Mutual) can insure it for a declared value. Will update once I know for sure.