@fogby, honestly brother, Colorado passes are pretty calm trails, and can mostly be navigated by Subarus. That’s not to knock those trails. They are beautiful and a must to run, but I wouldn’t worry about being heavily outfitted for them.
I recommended going out on an adventure and seeing if/what you hit first. Then after that trip, decide if you really need to invest in skid plates.
Outside of the factory transfer case shield, the factory front skids will take one really good hit. They’ll be pretty beat up after that, but they will do their job once.
Then you can take what you experienced from that trip and focus your funds on what will best help YOU have a more capable vehicle for your style of backcountry travel.
Always remember, what works for someone, may not work for then next guy, and that’s okay. But it does make it to where you should slowly build your truck instead of putting too much in it at first.
But as @Markuson said, sliders are great for anyone. From rock gardens to parking lots, slider stop side damage so be sure to have those.
(I’m not making fun of parking lots, I wheel in rock as much as I can, and the amount of other people’s car paint on my sliders from potential door dings makes me happy)