Need DFW Appraiser Recommendation — FZJ80 Total Loss Appraisal Clause Dispute

[AdamC DFW]

Hey all,

1996 FZJ80 total loss in Plano TX. Factory triple lockers, Toyota dealer engine rebuild, fully built. GEICO came in at $15,584 using out-of-state dealer asking prices with no Texas comps and triple lockers not reflected anywhere in the valuation. BaT comps from 60 days prior to loss range $27,500-$59,000.

Heading to appraisal clause. Need a DFW appraiser who knows the FJ80 market, has done appraisal clause disputes before, and understands locker configuration value.

Anyone have a direct recommendation from personal experience?

Thanks

 

[Kernal]

No, other than the obvious, collect the highest selling prices you can find from BaT etc, all your receipts including from the Toyota dealer engine rebuild and pre-accident photos showing the condition. Seems like the dealer sheet alone (for the rebuilt engine) could have gotten close to the $15K insurance company offer depending on what was rebuilt/replaced. Search Classifieds here for similar vehicles that have sold.

 

[SoTexCruiserDoc]

Good luck amigo if you’re dealing with conventional insurance. If I wrecked my 80, I’d be ecstatic with $15K and keep as a part out. I consider it practically self insured. As Kernal said, document and fight the fight. But I wouldn’t have high hopes. For example, the value of factory lockers from an insurance standpoint would be in the hundreds at most.

 

[AdamC DFW]

Yeah, found an appraiser. Insurance said they wouldn't accept BAT sales prices as comps for ACV. I obviously provided them my complete packet of receipts, pictures, comps, storytelling, etc. But the comps on cars.com average out 25k-35k. Really hoping to end in that range because I've got about 50k in it. I think I'll get specialty insurance for any older LC going forward. Thanks guys.