Problem you will have is getting its value appraised, and then having it be at least the cost of the loan. A lender will want to know the value they are loaning against in case they have to collect on it, if you want it be in the form of an RV loan. Otherwise you'll need to get a personal loan which will have a crazy rate. I looked into this before and hit a wall when it came to the appraisal. I wasn't looking at it as an RV just a vehicle, either way they look up the value in a "book" no book has an HZJ77 listed, I assume it be the same for RV's. Curious to see what you find out.