In the way of discussion, I need to clarify the conditions of the trails we have here in Eastern Canada and use of the vehicle.
Vehicle.
I have 4Runner for DD.
Cruiser is "Weekend Warrior". This means that it used for the Trails, Driving from home to the trails on pavement, Driving around town on weekends for having some fun time in Best Vehicle of the 20th century (read - Toyota Land Cruiser).
Trails.
We use scale level 1 to 5 here, 1 being easiest for beginners and stock 4x4 and 5 being the hardest for pro on highly modified vehicles with guaranteed body damage and very high risk of roll over.
I mostly run level 3 and 3+ trails, which means 35s, rear locker requirement, up to 3' water crossings, off-cambers up to 20 degrees and loose rocks up to 2' in size, and rock ledges up to 2.5'. Those trails are mainly in deep forested areas with tight turns where use of a slider is required to turn or slide over, muddy terrain with deep to 2' ruts and as long as 150'.
My plans to gradually go to level 4 which brings front locker and winch as required as equipment. On the trail side it means bigger off-camber, deeper and bigger mud holes, and rocks enlarging to 3' in size, vertical ledges can go up to 3-4'.
I might of exaggerated a bit on details, as some obstacles can be found only once on the trail which is 30 miles long or more, but my point is better to be prepared for worse and didn't get to the limit of vehicle capabilities. So that's an extreme, generally trails are quiet easier, but gives an idea of what you can expect in worst case scenario.