Ok, here's the answer from the horse's mouth. Talked with Chuck, a tech rep at Engel. The thermal fuse has a 168 degree C diode in it that will pop from heat (not an electrical short). They were mandated for the Japanese market as their (JDM) concern was that the plastic dash might melt if the plug got too hot.
A standard glass fuse, fast acting, of the same amp (10A for smaller fridges, 15A for the 60 and 84) works fine as a replacement, no issues at all. He said he would be glad to sell me the thermal replacement ($4 ea. from Engel), but would recommend the standard fuse.