Emissions Law Change

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Off topic slightly but this is the part I didn't like about "classic" insurance. I was with Hagerty for a little while, I don't believe I had a mileage limit. But the fine print basically gave them an excuse to deny any claim unless it happened while the vehicle was used for a club event, parade, or driving to a service shop. I went back to regular insurance as soon as I could.

"As much as you want" may not mean "however you want".

The down side is if the vehicle is totaled expect a battle over the value. Prices for older vehicles are all over the place. Insurance company is going try and go off the ones that are cheap.
 
The down side is if the vehicle is totaled expect a battle over the value. Prices for older vehicles are all over the place. Insurance company is going try and go off the ones that are cheap.
This is true. But the flip side of that is: in the event of a total, classic insurance would just leave you hanging with nothing unless *they* determine the accident occurred within the scope of their coverage.

Sorry, I’m no fan of insurance companies. Carry on.
 
I get that for sure.... The problem is, these insurance companies want to get premiums and if they do stuff like not pay for cheesy reasons, word get out. I have mine insured for a pretty fair amount and have been told if something happens they usually respond fairly quickly without any big issues. I hope honestly I never find out. They did tell me I could drive it as much as I wanted as long as it was not my sole means of transportation for the insurance I purchased.
Who do you go through?
 

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