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Unfortunately I've gone with an eBay turbo. Got quoted "$850 and up" to get my CT20 rebuilt. A broke university student, and not wanting to dump money into the 2lte, I went the cheap route. Contacted other people who have purchased turbos from the same seller to get opinions. 3 of the 25 got back to me, and all said they were running fine.
Since I've swapped it in in December, (and the new 2.5" downpipe), its been running great. 6000kms. Dont expect it to last too long, but I'm not expecting a huge failure. I'm assuming low quality oil seals, and it will start leaking within a couple years. Time will tell. I'll be naive and pretend the intercooler will act as a filter if things go boom.. Its been balanced as it has similar balancing marks on both the compressor and turbine wheels.
On a better motor I would suggest you dont risk it though.