I’m looking at a 2003 V8 SR5. It’s in pretty good shape and would make a good car for my kid. It’s a bit worn. It needs new shocks/struts. Engine feels good. BUT the transfer case is skipping under moderate power input. This I assume is the chain is shot. How bad is changing the chain? Oem chain looks to be $950 after a quick search. I found some much cheaper non-T chains- any of them any good?