So now that it is in my drive way, well, the wife just drove it to meet her friends at the neighborhood bar.
ANYWAYS, (warning full story containing a bit of a rant) I have been searching CL off an on for well about 18 months to get a feel for where the bear shifts. I noticed the price uptick occuring about last september/october and simply figured it must be a seasonal thing due to the machines snow conquering prowess. Nope it wasnt, I blame Andrew Saint Piere White for making a video claiming that the GX is the new FJ80 I didnt think he was wrong but since the release of that video prices have been climbing (
). So thinking it was seasonal i figured people might let one go during the spring or summer and get a new car. The wife is a teacher so summer is a good time to muck about with transportation things. Last November we found out our beloved Rabbit (golf mkv everywhere else in the world) was diagnosed with a dying vacuum pump and its location requires an engine drop to service nothing like a $200 part requiring $1200 in labor and it was going to need some suspension work. So the primary vehicle switched from the go kart like golf to the horrible mitsubishi montero sport using the golf for her to drive only to work and when we couldnt share the montero. So she is done with all of her school duties and we sell her car. OK, now the pressure is on to find a replacement in earnest. We both love the looks of the FJ but we both know that the GX is just a whole lot more car for the money 2X as much. So we do smart things like look at what is available in our city... not much, ok so we know we are going to have to travel for it. So we go shopping for a car loan, I know the out of town might be an issue, I am a fan of credit unions, and the fact that we were looking for a car that was older than 10 years (except for the 09 which was a small production year) and all but few have less than 100k meant most places were not even talking about a loan or were 2-3% higher (I have a +750 credit score too mind you). I have a love hate relationship with my current Credit Union but they had the 2nd lowest rates and they said sure it would be no problem doing a private party sale in another city or state. Cool contacted the pretty white one in Havasu (which devolved fairly quickly) but the green one i bought I had been tracking off and on for a bit it started out waaaaaay tooo high and then it started dropping in early June it was well over $14k. When White in Havasu started acting shady I decided to keep looking I saw the price drop to 11,950 well shift (yes I am abusing a close word to get around the filters) I know we can get a loan for that we got pre approved already, Ran a plate check to scrape the VIN, ran the VIN through drivers.lexus and vehiclehistory.com (best free VIN checker) No issues and perfect dealer service record. Turn on the computer the next day to show the wife, posting deleted... Well balls. Search again, new posting for the car now $10950! Called her drove to the 150 miles to see it before dark, It looked good from what I could see except for some rust and an oily rack boot, ask if we can we come back tomorrow and take ti to a mechanic, if the mechanic says its good we will make an offer. So we go to the bank again fill out more paper work again, tell them the plan.
To which was supposed to be cool get power of attorney and tittle notarized take pics email them , electronically sign documents, they would deposit money in my account, i could go to a shared branch in Phoenix and pay the lady. We are at the bank by 4 pm in Phoenix. I email & call... At 4:50 I get a call back from my bank saying yeah we cant do anything today, you are just going to have to come in in the morning. My folks who drove us up to have a post picking up the car dinner and to cut down on the driving, offered to write the lady a check but I didnt want to screw anything up with the loan So I said we will just go to the bank tomorrow get her a cashiers check and pick it up then. So we get there today before they open the doors, sign paperwork, get check (spending another hour there) Drive to my folks again try this again. Give the lady the check, take the key and title drive off to get some painters tape for the temp tag. Get a phone call from her saying her bank tells her the cashiers check is reported as stolen by my bank!!!! this is at 2:30. The wife immediately starts calling our loan officer or any bank number NOTHING, they are supposed to be open till 3 but cant be bothered to answer the phone. My dad once again offers to write the lady a check, she agrees, we drive home now I get the fun times of dealing with do I cancel my loan, As now my parents technically own the car, see if I can get a valid cashiers check made out to my parents Or if they want 54 payments of $230... WHAT A ****ING WEEKEND/DAY. I got in two carport pics before the friscalating dusk-light was too dim and I was under whiskeied. Dont listen to the commercials Tucson Federal Credit Union is in no way "better than a bank". Thanks for all the help guys and letting me rant