If money is no object, get the 16. Just keep in mind that the current land cruiser depreciates faster in the first ~4 years than it does in the rest of its life. These trucks sell for ~$81-84K new and in 4 years you can get one for ~$46K with low miles (less than 50K). Any 200 with low miles should not be a reliability concern if it has a good maintenance history and a clean car fax.