I evaluate people claiming disability. Malingering rates run between 40% and 80%, depending on the population of claimant being examined (work comp, MVA, social security, veterans, etc.). While it is an huge problem in real life, I don’t believe that should prevent people from making tongue-in-cheek jokes about ways of coping with the disappointment of having a dream vehicle destroyed so soon after getting it.And people wonder why insurance is $$$$$ these days.