@Markuson that is precisely why I bought mine. It's a $250-500 (depending on the manufacturer you choose) insurance policy and a job to install. I don't intend to go hood deep for the same reasons as you, but if I take a crossing that is deeper than I expected or I get to the end of a long (or one-way) trail and find there's a deeper water crossing than I'd anticipated, it gives me more options and less risk.