Introduction and Insurance/valuation question (1 Viewer)

[Doug Moore]

After a 20+ year hiatus, I am once again an FJ40 owner!

I just re-joined the TLCA and wanted to introduce myself here on the forum. I just bought a 1974FJ 40 and I couldn’t be happier.

I have a quick question about ensuring the vehicle for the full market value. I’ve got standard coverage set up with my insurance company but I think I might need to have an appraisal to establish replacement cost for full market value. Does anybody on here have any suggestions on what I might need to do? Any input is appreciated.

Doug Moore

 

[thorslc1977]

I use Haggerty Ins. Co.

 

[coinoperated40]

This may help. Discussion in ONSC forum. antique tags and insurance - 1988 Celica Alltrac - https://forum.ih8mud.com/threads/antique-tags-and-insurance-1988-celica-alltrac.1244235/

 

[1969FJ]

What condition is the vehicle in ?

 

[Doug Moore]

I use Haggerty Ins. Co.

Thanks I will look into them.

 

[Doug Moore]

This may help. Discussion in ONSC forum. antique tags and insurance - 1988 Celica Alltrac - https://forum.ih8mud.com/threads/antique-tags-and-insurance-1988-celica-alltrac.1244235/

Thanks for the link, I was sure I wasn’t the first to pose this one. Link was very helpful.

 

[Doug Moore]

What condition is the vehicle in ?

I would say above good, not excellent though.

 

[Skreddy]

I would definitely look at a classic or collector insurance company such as hagerty or grundys. Ask them lots of questions; annual mileage restrictions, deductible, what parts get used in event work is needed. I have hagerty and they offer cherished value coverage, which means if totaled, I get it back without having to buy it back.

 

[Catching Neutral]

I use American Modern. Has to be stored in a locked garage. They will insure for up to around 50k. I insured mine for 30k for just over $300/year. Found out last year policy is null and void if I’m off-roading. …

 

[m3driver]

This may help. Discussion in ONSC forum. antique tags and insurance - 1988 Celica Alltrac - https://forum.ih8mud.com/threads/antique-tags-and-insurance-1988-celica-alltrac.1244235/

Jeez - I owned a 88 Allrac - man that hurts to see it listed as an "Antique"