you know I new this probably would come and I knew when my parents had problems with insuring their house that they had been living in for thirty years. The insurance company felt that the wiring and panel needed to be upgraded and even though the city inspectors said it was safe and did not break any code rules. The insurance companies still would not insure them, they might as well write their own electrical code book. Well I do not like the future outlook, the government might allow them but the insurance companies might not.