after being up in IL for the past two years i have forgotten how much more expensive insurance is down here. i just changed my current auto and renters to my San Antonio address. my rates went up from $150 per month to $215 this is with no claims in the past 3 years on auto and no claims ever on homeowners/renters. i'm going to have a heart attack when my daughter turns 16 and goes on our coverage next year. i have shopped around in the past by going online....any other suggestions or particular insurance companies that seem to have good rates? currently i am insured with Travelers. they don't seem to be that competitive rate wise, but their service is quality. i don't want to go to some second rate carrier that has awful service if i have a claim.