how can I explain you on 5 years old level , trust me on this one Aluminium(radiator, head, any alloy) will get major Corrosion when Copper is in the mix. in this case you have 3 factors Al(radiator,head)+Cu(T-pipe)+Coolant (electrolyte) = Corrosion
you can say that not a lot of Copper just some T-pipe , that just enough to do the damage.
the best way to enplane to look at this picture and read some materials
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One of the purposes of engine coolant is to prevent corrosion, that's why it has corrosion inhibitors in it.
Yes aluminum resist's corrosion better than copper/brass.
If you change your coolant every two years you will be fine. Coolant is cheap. Just a drain and fill is all that is needed and everything will be right with the world.
I'm no chemist but I used to be a bulk automotive fluids salesman. i.e. I sold bulk engine coolant, which means I had to sit through a class and learn all I could about engine coolant and cooling systems...as long as you use a high quality modern (no old school green) coolant mixed 50/50 with distilled water you are going to be fine with copper/aluminum/brass in your cooling system all at the same time.
For peace of mind change the coolant every 2yrs. Coolant wears out, it's max life is 5yrs before the corrosion inhibitors and water pump lubricant wear out. In over the road trucks that hold many many gallons of coolant it will last 500,000 miles with the corrosion inhibitors and lubricants being replaced (recharged we called it) every 250k.
You can go longer if you check the ph balance of the coolant and it is in check, but for the average consumer it is just best to change the coolant every 5yrs and be done with it, because coolant is cheap.
I prefer Prestone Universal LongLife coolant, that is what is in my truck, my wifes van, my mothers car.
Drain and fill every 2yrs, no worries and life goes on.