I did a search for this and found a thread titled "Door panel removal fj40". The thread is closed for some reason, and there is a post in it that needs to be corrected. It said when removing the window crank to slide the rag between the plastic washer and the panel to remove the clip. This is incorrect, you need to slide the rag in between the crank and the plastic washer in order to remove the clip. This is evidenced in the diagram showing the clip between the crank and the washer. Why the thread was closed, I dont know or understand. Anyway, to anyone searching this topic, thats the correct method!