Anyone have any experience with this? Happened today and I am not home. No glass broken. LMK your thoughts. Hoping this is not a loss.
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I'll go out on a limb…
Double check your policy, usually with stated amount policies you either get stated amount or market value-whichever is lower. An "Agreed Value" policy would mean you get paid out the exact dollar amount the agreed value. This is so that JoeBlow with a '99 Civic can't get a stated amount policy for $100k.I'm worried about the OP's chances to replace the vehicle if totaled. Mine is insured for a stated value which I hope is enough to get a used replacement in as good of shape.
Double check your policy, usually with stated amount policies you either get stated amount or market value-whichever is lower. An "Agreed Value" policy would mean you get paid out the exact dollar amount the agreed value. This is so that JoeBlow with a '99 Civic can't get a stated amount policy for $100k.