Guys, I called a local independent Toyota only shop and they wanted $1,050 for timing belt replacement including water pump. This was parts and labor. Today I called the local Toyota dealer just to see what they would charge. They quoted me $779 plus i have a 15% coupon that they confirmed I can use bringing this to $662. This seems to good to be true. Am I missing something? Is the dealer really 40% less than the independent shop?