Been reading alot of the posts on this subject and wondered the performance of new pads front and rear, adjusted properly vs. converting one of the two axles to disc brake? How is the braking if overhauled with the factory setup vs. doing a conversion? Does the factory setup brake well when properly maintained ie new parts, adj. properly? Would an overhauled factory setup make me just as happy as a one axle disc conversion? Thanks in advance....