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  1. bikersmurf

    Totaled the 40 now what???

    In these parts our options are limited. Private insurance won’t insure a 48 year old truck. Unless it’s 100% original they won’t give you cheaper rates for pleasure use. And if you drive it to work or school they won’t do an agreed value. The claim is it’s 100% covered to the full value, but I...
  2. bikersmurf

    Totaled the 40 now what???

    Insurance companies will also write off a vehicle when the estimated repair cost exceeds 1/2 the value... sometimes even less. Their attitude may change when the comparables you show them are 35-48k. Gone are the days of finding a good solid rig for 10k... 30k seems to be more where 1/2 decent...
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