You are correct on the 5.0. I just ordered 4.56s from @cruiseroutfit now that I have 37s. I look forward to seeing the difference and enjoying the high (10% UD) and low range t case gears combined with 4.56s in diffs while running the 37s.I do believe if you go 4.56 and have the underdrive gears you actually get a 5.0 gear ratio. if you go 4.88 you get 5.29
Smitty