- Year
- 2020
- Vehicle Model
- 200 Series
- Location
- United States
- Mileage
- 301
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Very easy fix BTW, The most important thing is the lower reinforcement bar and frame! the damaged part is just a radiator support.Yikes. I wonder what level of damage it would say on the Carfax. Moderate + airbags deployed?
Very easy fix BTW, The most important thing is the lower reinforcement bar and frame! the damaged part is just a radiator support.
So if they are selling it smashed does this mean too expensive to fix and/ or owner didn’t have insurance?That’s fair. So any thoughts how it would be rated by Carfax? Just trying to get an idea when they say minor or moderate, what that actually looks like after the accident.
Very easy fix BTW, The most important thing is the lower reinforcement bar and frame! the damaged part is just a radiator support.
It’s been about 25 years since I worked in a body shop, but I’ll agree with you. The windshield isn’t cracked and the A-pillars look smooth. Strip away the hood and fenders and it prob dossnt look too bad.
Doesn’t actually seem to bad. Insurance company’s do not want to deal with anything with deployed bags. They are concerned more about supplemental claims. If the owner gets the vehicle back and is not happy with repairs they eat the truck and repairs. Easier to eat the truck and raise all our premiums . Cars must be repaired to “pre-accident” condition, something with that much damage would be difficult to get that way. The concern is more the insured being happy with repair than if it can actually “be repaired”. It is VERY repairable just not to the insurance company. I’d say using all OEM parts that it would be 12-15k. The drivetrain will have to be flashed and due to the immobilizer and possible body modules replaced. -my opinion.That is most definitely not a simple fix. If an Insurance company totaled a $90k vehicle with 300 miles on it, you can bet it is absolutely f*cked beyond belief.
I can promise you that is absolutely not "the concern" from the insurance company. They have one concern and one concern only and that is maintaining profitability - I don't say this meaning to demonize them, they are a business afterall, but frankly they couldn't care less about your "feelings" of their repair. They simply do an assessment which is nothing more than a cost calculation, and in this scenario they deemed it more financially advantageous to them to sell it on copart than foot the bill for the repair. Sure maybe they are wrong and you can roll the dice and find out, but in 99 out of 100 cases you will most certainly be wrong.The concern is more the insured being happy with repair
You are clearly operating off assumption. There is most definitely such a thing as supplemental claims hence the gentleman in the thread saying it was quoted at 22k in repairs and ended up being 3 months and 38k. Insurance companies do indeed calculate this in their estimates and indeed as an insured you have all the rights to refuse the repair if it does not meet your “standards” this is why they want you to use “their” partner body shops. I have refused a few cars from the insurance and they ended up a total loss. Been in the collision repair game for many many moons and have a Geico on site at my shop. That is about a 12-15k using OEM parts. Be good if someone was in the market to build an overland rig cause they will rid most of the OE parts anyhow.I can promise you that is absolutely not "the concern" from the insurance company. They have one concern and one concern only and that is maintaining profitability - I don't say this meaning to demonize them, they are a business afterall, but frankly they couldn't care less about your "feelings" of their repair. They simply do an assessment which is nothing more than a cost calculation, and in this scenario they deemed it more financially advantageous to them to sell it on copart than foot the bill for the repair. Sure maybe they are wrong and you can roll the dice and find out, but in 99 out of 100 cases you will most certainly be wrong.
Also, without seeing it, throwing out numbers like you have is nothing but shooting in the dark. Without getting it on the lift and assessing it, no one would have any idea. The one thing I can tell you for certain, is that to do it right it is significantly more than what you are suggesting...how much though exactly is impossible to say.
You are clearly operating off assumption. There is most definitely such a thing as supplemental claims hence the gentleman in the thread saying it was quoted at 22k in repairs and ended up being 3 months and 38k. Insurance companies do indeed calculate this in their estimates and indeed as an insured you have all the rights to refuse the repair if it does not meet your “standards” this is why they want you to use “their” partner body shops. I have refused a few cars from the insurance and they ended up a total loss. Been in the collision repair game for many many moons and have a Geico on site at my shop. That is about a 12-15k using OEM parts. Be good if someone was in the market to build an overland rig cause they will rid most of the OE parts anyhow.
Not going to argue but you are incorrect.