A tree fell on my house.

hodag · 06-29-08, 03:36 PM

Friday evening we had 90 - 110 mph straight line winds come through Omaha. Now I have a 6+' diameter, 60' tall silver maple lying across the front of my house. More of a grazing blow than a direct hit. Busted out 3 windows, tore off the gutters, soffitts and siding, busted a couple of shutters. Also pushed in a big section of the stucco.

After 8 hours, 9 guys, 4 chainsaws, and 13 trips to the storm damaged tree collection site, I have cut it back enough to get out of my driveway and use my front door again.

Oh yeah, on top of that, nickle size hail damage to both of the 4Runners (the FJ40 was safe in the garage) and the entire west side of my house. 3 sides of the privacy fence in my back yard is gone too.

State Farm is gonna have a field day in my neighborhood.

Hodag

When I get power and internet back at home, I'll include some pics. I am on my work computer now.

roscoFJ73 · 06-29-08, 03:45 PM

Quote:

Originally Posted by hodag

Friday evening we had 90 - 110 mph straight line winds come through Omaha. Now I have a 6+' diameter, 60' tall silver maple lying across the front of my house. More of a grazing blow than a direct hit. Busted out 3 windows, tore off the gutters, soffitts and siding, busted a couple of shutters. Also pushed in a big section of the stucco.

After 8 hours, 9 guys, 4 chainsaws, and 13 trips to the storm damaged tree collection site, I have cut it back enough to get out of my driveway and use my front door again.

Oh yeah, on top of that, nickle size hail damage to both of the 4Runners (the FJ40 was safe in the garage) and the entire west side of my house. 3 sides of the privacy fence in my back yard is gone too.

State Farm is gonna have a field day in my neighborhood.

Hodag

When I get power and internet back at home, I'll include some pics. I am on my work computer now.

You were lucky.Sounds like it could have been much worse.

Doc · 06-29-08, 03:46 PM

Good luck man- State farm is usually pretty good about this kind of stuff.

hodag · 06-29-08, 04:19 PM

For the amount of damage to the city, it is amazing that there were only 2 fatalities. 2 teenage boys were crushed in a moving car by a falling tree.

My family is lucky, we were in the basement when it all went down. Only things damaged are easily replaceable.

I hope you're right about State Farm, Doc. We have never had a homeowners claim, and we have been with them for 15 years. They owe me.

Hodag

Degnol · 06-29-08, 04:33 PM

Silver Maples are shitty trees. They get big and weak. Sorry about the damage.

Ed

89GASHOG · 06-29-08, 07:09 PM

[quote=hodag;3442601]
I hope you're right about State Farm, Doc. We have never had a homeowners claim, and we have been with them for 15 years. They owe me.

Hodag[/QUOTE

I hope you have a type of coverage that will include this damage because it isn't a given. Ask me how I know.

Different insurance company, however. Hey, now you've got a season's supply of firewood!

TJDIV · 06-30-08, 06:27 AM

don't spend your money with storm chasing contractors. go with someone local if at all possible.

Ih8stormchasers.

brett76 · 06-30-08, 07:32 AM

oh man. that is WACK. sorry to hear it.

pic?

Hilux · 06-30-08, 10:41 AM

what's yer 20 Hodog?...comeback

EDIT see Omaha, what type of surroundings are you in? open, no protection? ,Closed, protection.

tcb · 06-30-08, 10:58 AM

Quote:

Originally Posted by Doc

Good luck man- State farm is usually pretty good about this kind of stuff.

State Farm is awesome!..... until you need them to pony up for a claim. Ask some of their Katrina area customers.

Rhinoliner · 06-30-08, 11:09 AM

Sorry for your misfortune and I'm glad nobody got hurt.

Your post looks almost identical to what happened to me one year and 16 days ago. I hope the contractors that you hire work faster than those that rebuilt my house.

On a positive note: State Farm really came through for me. I was 100% pleased with how they handled their part of the process.

One thing I learned during the whole ordeal is that if the damage to the house is over $20K, the insurance company has to mail the check to the mortgage company and they disburse funds periodically as the house gets rebuilt. Getting "My insurance money" out of CitiMortgage really, really, really sucked. I'm no longer with them.

PHBeerman · 06-30-08, 11:12 AM

How was the wind in the Lincoln area? Have you heard if there was any damage there?

folsom50 · 06-30-08, 08:46 PM

Quote:

Originally Posted by PHBeerman

How was the wind in the Lincoln area? Have you heard if there was any damage there?

None that I've heard of, it was all east of there.

06-29-08, 03:36 PM	#1
hodag IH8MUD Addict Join Date: Jun 2005 Posts: 550	A tree fell on my house. Friday evening we had 90 - 110 mph straight line winds come through Omaha. Now I have a 6+' diameter, 60' tall silver maple lying across the front of my house. More of a grazing blow than a direct hit. Busted out 3 windows, tore off the gutters, soffitts and siding, busted a couple of shutters. Also pushed in a big section of the stucco. After 8 hours, 9 guys, 4 chainsaws, and 13 trips to the storm damaged tree collection site, I have cut it back enough to get out of my driveway and use my front door again. Oh yeah, on top of that, nickle size hail damage to both of the 4Runners (the FJ40 was safe in the garage) and the entire west side of my house. 3 sides of the privacy fence in my back yard is gone too. State Farm is gonna have a field day in my neighborhood. Hodag When I get power and internet back at home, I'll include some pics. I am on my work computer now. __________________ When the Boogeyman goes to bed at night, he checks his closet for Chuck Norris.

06-29-08, 03:46 PM	#3
Doc Still Lookin' Join Date: Apr 2004 Location: Iowa TLCA# 17266 Posts: 4,446	Good luck man- State farm is usually pretty good about this kind of stuff. __________________ Eric P. 1993 Landcruiser, 190K miles. Lifted, Locked, Slidered, Slee'd, Snork'd, Winched, bobbed. Daily driver. ROTW

06-29-08, 04:19 PM	#4
hodag IH8MUD Addict Join Date: Jun 2005 Posts: 550	For the amount of damage to the city, it is amazing that there were only 2 fatalities. 2 teenage boys were crushed in a moving car by a falling tree. My family is lucky, we were in the basement when it all went down. Only things damaged are easily replaceable. I hope you're right about State Farm, Doc. We have never had a homeowners claim, and we have been with them for 15 years. They owe me. Hodag __________________ When the Boogeyman goes to bed at night, he checks his closet for Chuck Norris.

06-29-08, 04:33 PM	#5
Degnol Noaccount Webwheeler Join Date: Jan 2003 Location: Kansastitty TLCA# 14529 Posts: 6,478	Silver Maples are shitty trees. They get big and weak. Sorry about the damage. Ed __________________ There is nothing so depraved as a man in the depths of an ether binge '66FJ40, Fresh 2F, H42/Orion(By Poser...LCR4WD), ARB Front/rear(By Poser...LCR4WD), MetalTech Cage installed by Poser, Screw-ups fixed(by Poser) 4WDB Corvette Master, Mini Truck PS, 3.5" Lift, Warn 8274, 33s on stockers

06-29-08, 07:09 PM	#6
89GASHOG IH8MUD Addict Join Date: Oct 2003 Location: Latitude 58 Posts: 672	[quote=hodag;3442601] I hope you're right about State Farm, Doc. We have never had a homeowners claim, and we have been with them for 15 years. They owe me. Hodag[/QUOTE I hope you have a type of coverage that will include this damage because it isn't a given. Ask me how I know. Different insurance company, however. Hey, now you've got a season's supply of firewood! __________________ Bret Juneau, Ak 1989 FJ62 3FE 122K 1992 Toy short cab 4x4 22RE 175K

06-30-08, 06:27 AM	#7
TJDIV IH8MUD Lifer Join Date: Jan 2003 Location: Upper Michigan Posts: 1,824 Blog Entries: 3	don't spend your money with storm chasing contractors. go with someone local if at all possible. Ih8stormchasers. __________________ Genetics Load the Gun, Lifestyle Pulls the Trigger. Classic Toyota My Crazy Dog Ride Squaw Valley What are you "sinking" about? My Pics Mac VS PC

06-30-08, 07:32 AM	#8
brett76 adrift in a sea of meh Join Date: Aug 2005 Location: t town, wa TLCA# 15433 Posts: 853	oh man. that is WACK. sorry to hear it. pic? __________________ "there is a principle which is a bar against all information, which is proof against all arguments and which cannot fail to keep a man in everlasting ignorance- that prinicple is contempt prior to investigation" h. s. another convert to the church of latterday swank, a subcult of Shahrislam

06-30-08, 10:41 AM	#9
Hilux IH8MUD Addict Join Date: Apr 2008 Location: I don't feel tardy? TLCA# 9h9-69 Posts: 764	what's yer 20 Hodog?...comeback EDIT see Omaha, what type of surroundings are you in? open, no protection? ,Closed, protection. __________________ Originally Posted by Hilux I want to be the Ben Braddock of the apocalypse And Resident headache getter ridder of-er for the ladiezzz...

06-30-08, 11:09 AM	#11
Rhinoliner IH8MUD Regular Join Date: Oct 2005 Location: Kerrville, Texas TLCA# 16914 Posts: 376	Sorry for your misfortune and I'm glad nobody got hurt. Your post looks almost identical to what happened to me one year and 16 days ago. I hope the contractors that you hire work faster than those that rebuilt my house. On a positive note: State Farm really came through for me. I was 100% pleased with how they handled their part of the process. One thing I learned during the whole ordeal is that if the damage to the house is over $20K, the insurance company has to mail the check to the mortgage company and they disburse funds periodically as the house gets rebuilt. Getting "My insurance money" out of CitiMortgage really, really, really sucked. I'm no longer with them.

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