Quote:
Originally Posted by bwbski26
even when its leased you still take it to your adjuster and they give you ur write up with the values of damages. and then it is up to you to take it and get it repaired . the insurance company doesnt care if you get it reparied or not. nor do they care if you do the work yourself. grow up and man up and do what you want.
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it doesn't work like that down here in Australia and has nothing to do with manhood. I'm insulted you'd suggest such a thing. The terms of the lease agreement are that i have to use the insurance companies repairer. Period. Unless i pay for it myself of course, which is a different thing altogether.
I coulld have got it repaired without the insurance company being informed - the two quotes i got were $3800 and $3900 so the official repairer in at $4277 is like "who cares" given that my insurance covers the lot including the hire/courtesy car.
The quote without replacing the tupperware still came in at $2k + ... so why would i pay $2.5k plus the $1500 -$2000 for my custom bar from my preferred fabricator? (no courtesy car)
So i'd be out of pocket over $5k if i chose not to go through the insurance company. And that's $5k i'd prefer not to spend when i dont have to. (again, no courtesy car)
I have a spotless 25 year driving record until now. My insurance rating 1 will still be preserved.
cheers
peter